Student loans, physical and mental health, and health care use and delay in college

UNCG Author/Contributor (non-UNCG co-authors, if there are any, appear on document)
Arielle Kuperberg, Associate Professor (Creator)
The University of North Carolina at Greensboro (UNCG )
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Abstract: Objective: Determine relationships between college students’ student loan presence and self-rated physical and mental health, major medical problems, mental health conditions, physical, dental, and mental health care visits and delays, and medication use and reductions.Participants: A total of 3,248 undergraduates at two regional public U.S. universities, surveyed Spring 2017. Methods: OLS and Logistic regression. Results: Loan presence was related to significantly worse self-rated physical and mental health and more major medical problems, but not to mental health conditions, or physical or mental health medication use. Respondents with loans were less likely to visit the dentist and more likely to report delaying medical, dental, and mental health care, and reducing medication use to save money. Conclusions: Results provide evidence of health and health care use divides among college students by loan presence.

Additional Information

Journal of American College Health
Language: English
Date: 2023
debt, health, health care use, mental health, student loans

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