An Investigation Of The Personal Finance Characteristics Of Gen Z In Secondary Education Programs

ASU Author/Contributor (non-ASU co-authors, if there are any, appear on document)
Tristan Hunter Pike (Creator)
Appalachian State University (ASU )
Web Site:
Brandy Hadley

Abstract: The purpose of this research was to evaluate the financial characteristics, and personal finance behaviors of Appalachian State University students. Research indicates that college students are often unprepared for handling personal finances after graduating and lack a foundation of knowledge regarding personal finance concepts. This study was designed to evaluate the levels of personal finance knowledge of students and determine how prepared these students are to handle their own finances after graduating. This Thesis surveyed Walker College of Business students and Appalachian State University students to understand what level of knowledge and financial behaviors they possessed. The results indicate that Appalachian State University students compare similarly to the average U.S. adult in inadequate financial literacy levels and demonstrate behaviors that can be detrimental to securing financial security. This project provides insight into the existing personal finance education of college students as well as identifies opportunities in the existing general education system to address finance education and personal financial management behaviors of university students.

Additional Information

Honors Project
Pike, T. (2020). An Investigation Of The Personal Finance Characteristics Of Gen Z In Secondary Education Programs. Unpublished Honors Thesis. Appalachian State University, Boone, NC.
Language: English
Date: 2020
Financial Literacy, Student, Finance, Behavior

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