The banking industry in North Carolina, 1955-1975 : a discussion of its changing structure

UNCG Author/Contributor (non-UNCG co-authors, if there are any, appear on document)
Edith Richards Salmony (Creator)
The University of North Carolina at Greensboro (UNCG )
Web Site:
Thomas Leary

Abstract: The problem of clearly understanding the market structure of banking in North Carolina is addressed in "The Banking Industry in North Carolina, 1955-1975: A Discussion of Its Changing Structure." For clarity, the problem is divided into three parts: describing the regulatory structure and how its several parts have effected the banking market; establishing that North Carolina's banking market is strongly oligopolistic; and examining this structural change and the problems associated with the effects of concentration of market power. The procedure involved various methods of investigation. Reviewing the regulatory structure established the patterns these agencies exhibited during the past two decades that facilitated market concentration. Data collected from these agencies illustrated the facts of market concentration and the trends of structural change. Finally, a review of the literature of the effects of concentration presents the different problems created by market power.

Additional Information

Language: English
Date: 1976
Banks and banking $z North Carolina

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