Money management practices of eighth grade students

UNCG Author/Contributor (non-UNCG co-authors, if there are any, appear on document)
Nellie Baucom Westbrook (Creator)
The University of North Carolina at Greensboro (UNCG )
Web Site:
Mildred Johnson

Abstract: The major purposes of this study were to identify sources of income, items purchased by eighth grade students, the extent to which students used credit, and to determine if local stores offered credit to teen-agers. The subjects were the eighth grade students enrolled in a junior high school in May, 1969, and the credit managers of twelve selected stores, both in Greensboro, North Carolina. Of the 283 students enrolled, 254 returned useable data for a 90.07 per cent return. Only five, 41.66 per cent, of the store questionnaires were useable. Two questionnaires, one for students and one for the credit managers, were designed to gather data related to the purposes of the study. An income-expenditure card was designed for the students to record daily income, items purchased and their costs, and savings. The data were analyzed descriptively. The results indicate that money management knowledge and practices vary with age, sex, race, and living arrangement.

Additional Information

Language: English
Date: 1972

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